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MEKONG COUNSEL

Circular on maximum interest rates of short-term loans in Vietnam Dong of credit institutions, branches of foreign banks to borrowers to cater capital needs in some fields and economic sectors

On December 21, 2012, the State Bank of Vietnam issued Circular No. 33/2012/TT-NHNN on maximum interest rates of short-term loans in Vietnam Dong of credit institutions, branches of foreign banks to borrowers to cater capital needs in some fields and economic sectors. Accordingly, the maximum interest rate of short-term loans in Vietnam Dong shall be 12%/year; people's credit funds and microfinance institutions may impose the maximum interest rate of 13% on short-term loans in VND that satisfy the demands for capital for:

 

- Serving the development of agriculture and rural areas as regulated;

 

- Executing the projects of production and trading of exports as regulated;

 

- Serving the production and trading of small and medium enterprises as regulated;

 

- Developing the suppoting industries as regulated;

 

- Serving the production and trading of the high-tech enterprises as regulated.

 

This Circular shall be effective from December 24, 2012, replace Circular No. 14/2012/TT-NHNN dated May 04, 2012 and Circular No. 20/2012/TT-NHNN dated June 08, 2012 of the Governor of the State Bank of Vietnam.